Yes, I know it's not spam because I used to be in your position. 

I am now in the HKU ActuarSc programme. 

I wonder what you would like to know. 

Just to answer a few doubts you've pointed out earlier. 

CUHK is trilingual, not bilingual. But of course, you would be given the priority to choose all of the courses to be in English, if you aren't local. 

I guess you're going in with Singapore GCE A levels? 

CUHK's IFAA programme welcomes GCE, because I was accepted with merely GCE O levels as an EAS (Early Admission Scheme) student. But I am not certain of the cutoff because I applied with 10A1s. But I don't think they would downgrade it very much because I was offered scholarship equivalent to what locals with 10 HKCEE A's would get. 

As for HKU's BSc(AC), I am less certain. As I said, I have a full cert but I was offered no scholarship. So the cut-off may be a little higher. 

That's for the admission requirement that I know off. 

Academic wise, if you were to refer to the programme webpage, you would be able to see that HKU's programme is more technical, as it's a STAT programme. 

As for CUHK's programme, I feel it's somewhat like NTU's ActuarSc programme since it's part of the business faculty. So if you're more interested in a more diversified programme, I think you should consider between CUHK and NTU. 

Now, moving on to my personal opinion on HKU's programme. Given your interest in ActuarSc, I am certain that you should have a good grasp of GCE Math, be it O levels' E and A Math as well as A levels' H2 or even H3 math. Well, for us, coping in HKU is not as easy as it seemed in Singapore. Academic wise, I would say that we'd be rather lost, at least in year 1. HKU's programme is somewhat a continuation of secondary education. Well, how should I put it, the kind of education it provides you isn't what we've encountered in the past. Be prepared to "mug like mad". 

Next, maybe I'd give you a little preview of U life if you were to come to HKU AC. As you may've known, it's the top programme in HK (if we were to consider solely HKAL subjects) so it receives the top students from all over HK as well as Mainland China. Mind you, These scholars from Mainland China are far superior than those we've met in Sec Sch - for one, they are 高考 tops, as opposed to 中考 tops. Also, they've done year 0 in China... 

Well, after saying so much, I am not trying to discourage you. Indeed, HKU's programme is very prestigious, which is why I have chosen it over CUHK's IFAA. But just to remind you to bear in mind that there is a price to pay. 

Life would be tough. Very tough, indeed. I am saying this, again, not to discourage you, really. But I guess this is something you should consider. I have once wondered, why no one has ever bothered to mention about the negative side of it. 

OK, sorry for being a little negative. I've flunked year 1 quite badly. And I would be deeply sorry if HKU forfeits your opportunity due to this bad example of a Singapore "top" student they have here. 

Gosh, like why am I so negative. I'm so sorry if I've given you too poor an impression of HKU!!! And coincidentally, I am a student ambassador... @@"

But then... Well, I guess it's OK, since I am sending you this email on my own accord. 

I wish you all the best in your academic pursuits! And I really hope to see you in HKU. =) Maybe life for you would be mush easier. Since I have relatively low low low AQ. 

God bless, 

C (haha, my identity on the blog...)